Property & Financing
20.0% down
Rental Income
Annual Expenses
ROI Analysis
Annual projection based on your inputs
Gross Annual Rent$26,400
Vacancy Loss (5%)−$1,320
Effective Gross Income$25,080
Property Tax−$4,200
Insurance−$1,500
Management (8%)−$2,006
Maintenance (1.5%)−$5,250
Total Operating Expenses−$12,956
Net Operating Income (NOI)$12,124
Annual Mortgage−$21,237
Annual Cash Flow
$-9,114
$-759/month
Cap Rate
3.46%
Cash-on-Cash Return
-13.02%
💡 1031 Exchange: When you sell, you can defer capital gains tax by reinvesting proceeds into another investment property within 180 days (IRC Section 1031).
Data Source & Legal Disclaimer
Effective: 2026-01-01
Last updated: 2 weeks ago
Update frequency: Annual
Cap rate and cash-on-cash return are simplified estimates. Actual returns depend on market conditions, tax situation, and property-specific factors. This is not investment advice.