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Personal Finance/Car Loan Calculator

Car Loan Calculator

Calculate monthly auto loan payments, compare loan offers, and view amortization schedule.

AUTO LOANMonthly paymentAmortizationLoan compare2026 rates
$
$
$
$499monthly payment · 5-yr at 6.9%
Loan Amount$25,250
Sales Tax$2,250
Total Interest$4,677
Total of Payments$29,927
Total Cost (incl. down + tax)$41,927
Amortization (Yearly)
YearPaymentInterestPrincipalBalance
1$499$122$377$20,870
2$499$95$403$16,178
3$499$67$432$11,152
4$499$36$463$5,768
5$499$3$496$0
Data Source & Legal Disclaimer
Effective: 2025-01-01Last updated: 1 years agoUpdate: Annual
Sources: CFPB — Auto Loan Guide

Calculations are estimates. Actual loan terms depend on your credit score, income, and lender. Dealer financing may include markup. This is not financial advice.

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