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Personal Finance/US Tip Calculator

US Tip Calculator

Calculate tips, split bills with sales tax, and view tipping customs for all 50 states and 10+ countries.

50 STATES + 10 COUNTRIES50 statesSplit billRound upLocal customs
$
Custom: 20%
$25.35per person · split 4 ways · 20% tip
Your inputs
Bill Amount:$84.50Tip %:20%People:4State:CaliforniaSplit:Equal (4 ways)
Per-person totalThis is what each person pays when a $84.50 bill is split 4 ways with a 20% tip.
How the tip is calculated
Tip = (Bill) × 20%

Total = Subtotal + Tax + Tip · Per-person = Total ÷ number of people

Subtotal$84.50
Tip (20%)$16.90
Total$101.40
Worked example

Suppose you have a $84.50 bill and want to tip 20%.

  1. Tip amount:$16.90
  2. Total:$101.40
  3. Per person:$25.35
Per-Person Breakdown
Person 1$25.35
Person 2$25.35
Person 3$25.35
Person 4$25.35
📍 California Average Tips
Restaurant:20%
Taxi:18%
Bar:18%
Delivery:18%
↩ Back to calculator
Data Source & Legal Disclaimer
Effective: 2026 state sales tax rates & standard tipping normsLast updated: 8 months agoUpdate: Annual
Sources: Sales Tax Institute — State Rates · ETiquette Scholar — Tipping Guide

Sales tax rates vary by state and change over time; tipping norms are customs rather than requirements. Verify current rates with your state revenue department.

See all data sources & update policy →

About this tool

What is this tool?

Calculate tip and split the bill. State-specific defaults: NYC 20%, CA 18%, Midwest 15%. Round up/down, large party auto-gratuity. Free, no signup.

50 statesSplit billRound upLocal customs

What Is the Tip Calculator?

This calculator prices gratuity the way locals actually tip, not with one national number. You enter the pre-tax bill, pick your state, and the tool loads that region's customary percentage — 20% in New York, 18% in California, lower across much of the South and Midwest — then computes the tip, the after-tax total, and a per-person split for any group size. Round-up and round-down buttons snap the total to whole dollars for cash payments, and a quick-service versus full-service toggle keeps counter-service tips honest instead of defaulting sit-down rates onto a coffee order.

Who Should Use This Tool?

Diners splitting a group dinner use the per-person field to settle exact shares including tip, avoiding the awkward Venmo shortfall. Travelers crossing state lines check whether the 15% they tip at home reads as generous or cheap where they are eating. Delivery customers distinguish driver tips from service fees that never reach the courier. Anyone doing mental math at a loud table appreciates instant totals with tax handled correctly — tipping on pre-tax subtotal by default, since that is the etiquette-correct base in the US.

How Does It Work?

(1) Enter the bill amount; the tool shows the pre-tax subtotal separately when you add tax. (2) Select your state to load its customary tip range, or type any custom percentage. (3) Set the party size for the split view. (4) Read the results: tip amount, grand total, and each person's share, with round buttons to clean up cash amounts. The percentage presets refresh to your state every time you change it.

How Much Should You Tip in Each State?

US tipping customs cluster regionally rather than by law. New York City and the West Coast sit at the top with 18–20% expected at full-service restaurants; the Midwest and South commonly run 15–18%; and 2020s inflation has pushed suggested screens everywhere toward 20%+, even where custom lags. Counter service, coffee, and takeout sit in the 0–10% range as optional. Tipped-wage states, where servers earn as little as $2.13 federal sub-minimum, justify the full custom more than states requiring full minimum wage plus tips — one reason Seattle diners tip slightly less on paper than Atlanta diners. The state presets in this calculator track these norms so you never have to guess at the table.

Frequently Asked Questions

How much should I tip in different US states?

The standard tip varies by region: 20% in NYC and Northeast urban areas, 18% in California and West Coast, 15-18% in the Midwest and South. For taxis/rideshare, 15-20% is standard. Bartenders typically get $1-2 per drink or 15-20% of the tab. This tool applies region-appropriate defaults automatically and lets you adjust for service quality (below standard, standard, above standard).

Should I tip on the pre-tax or post-tax amount?

Convention is to tip on the pre-tax subtotal, though many people tip on the total bill for simplicity. For a $100 bill with 8% tax ($108 total), 20% on pre-tax = $20; 20% on post-tax = $21.60. This tool calculates tip on the pre-tax amount by default, which is the etiquette-correct method. You can toggle to post-tax if preferred.

Other names for this tool

This tool is also known by these tasks — each link opens the same tool with a focused guide:

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