💼Freelancer🏢Business
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Subscription Auditor
finance

Subscription Auditor

Paste your bank or card statement — find every recurring charge, spot zombie subscriptions, and generate cancellation letters instantly.

🔒 100% local🚫 No bank login⚡ Nothing leaves your browser

1 · Paste your statement

🛡️ Your statement is parsed only on this device and is erased when you close the page.

How to find forgotten subscriptions

The average American has 12+ active subscriptions but only remembers about 5. "Zombie subscriptions" — small recurring charges you forgot about — cost the average household $200+ per year.

This tool scans your bank or credit card statement text right in your browser. No bank login, no upload, no account required. Here's how to use it:

  1. Download your statement as text or CSV from your bank's website
  2. Paste the text above or upload the CSV file
  3. Click "Scan for subscriptions" — we identify recurring charges by matching merchant names and detecting repeated amounts
  4. Tick the ones you want to cancel
  5. Copy or print the auto-generated cancellation letters

⚠️ This tool is for informational purposes only and does not constitute legal or financial advice. Always verify cancellation instructions directly with the merchant.

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About This Tool

Paste your bank statement to find every recurring charge and zombie subscription. Generate cancellation letters instantly. No bank login, nothing leaves your browser.

Zombie detection30+ merchant dictCancel letters

What Is Subscription Auditor?

Subscription Auditor is a free browser-based tool that scans your bank or credit card statement to find recurring charges and forgotten subscriptions. Unlike services like Rocket Money or Truebill that require you to connect your bank account, Subscription Auditor works by simply pasting your statement text — no login, no API connections, no data upload. It identifies subscriptions using a merchant dictionary of 30+ brands and pattern matching for recurring amounts.

How to Find Forgotten Subscriptions

Download your statement as text or CSV from your bank website. Paste it into the tool and click Scan. The tool identifies all recurring charges, calculates your monthly and yearly subscription spend, and flags zombie subscriptions (small charges under $25 appearing 3+ months in a row). Tick the ones you want to cancel and generate professional cancellation letters instantly.
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Frequently Asked Questions

Is Subscription Auditor safe to use?
Yes. All parsing happens 100% in your browser. No data is uploaded, no bank login is required, and nothing is stored — your statement text is erased when you close the page.
How does it find subscriptions?
The tool uses a regex pattern to extract merchant names and amounts from each line of your statement. It then groups charges by normalized merchant name and amount, and flags any that appear 2+ times (indicating a recurring charge) or match a built-in dictionary of 30+ known subscription brands like Netflix, Spotify, Adobe, and gym memberships.
What are zombie subscriptions?
Zombie subscriptions are small recurring charges (under $25) that appear 3 or more months in a row. They are easy to forget about — like a $4.25 newspaper digital subscription or a $9.99 app store charge — and can cost you $100+ per year without realizing it.
Can I upload a CSV file?
Yes. Click the "Upload CSV" button and select your bank statement CSV file. The tool will automatically detect the merchant and amount columns and parse them. The file is processed entirely in your browser — nothing is uploaded.
How do the cancellation letters work?
For each subscription you select, the tool generates a professional cancellation letter in your chosen tone: polite and friendly, firm and formal, or formal with legal language referencing consumer protection laws. You can copy all letters to clipboard, download as a text file, or print them directly.

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