Student loans, academic writing, document tools — succeed in school
Students juggle academics, finances, and career preparation — often on a tight budget. This toolkit brings together tools for student loan planning, academic writing support, AI-powered document analysis, and part-time income taxes. All tools are free, private, and run entirely in your browser.
Calculate student loan payments and project compound interest on savings.
Check grammar, paraphrase text, and count characters for assignments.
Check English grammar and spelling — 200+ rules, no account needed
Rewrite any text in 5 styles — formal, casual, concise, creative, academic
Count characters, words, sentences, paragraphs. Reading & speaking time
Read PDFs with AI and build a cross-document knowledge base.
Handle freelance or part-time income taxes.
Use the Student Loan Calculator to estimate monthly payments under standard, graduated, and income-driven repayment plans. Factor in interest capitalization and see the total cost over the life of the loan. Pair with the Compound Interest Calculator to see how saving even small amounts during school can grow over time.
Enter your loan amount, interest rate, and repayment term. The calculator shows monthly payments, total interest paid, and total cost. It also compares standard 10-year repayment with income-driven options.
Yes. The grammar checker and paraphraser run 100% in your browser using local AI models. No signup, no API limits, and your text never leaves your device.
Why did the cow cross the road?
No signups, no data sold. The core of every tool is free forever — the optional Pro plan adds batch processing, unlimited downloads, white-label exports and an ad-free experience.
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