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Health & Medical Toolkit

Deductibles, HSA/FSA, GLP-1 costs, insurance — manage your healthcare

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Healthcare costs are one of the largest expenses for American families. This toolkit helps you track your deductible progress, compare HSA vs FSA tax-advantaged accounts, estimate GLP-1 medication costs (Ozempic, Wegovy, Mounjaro), and calculate life insurance needs — all private and free.

Workflow Overview

Health & Medical Workflow

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Your Journey

1

Track: Deductibles & Meds

Track your deductible progress and estimate GLP-1 medication costs.

2

Save: HSA vs FSA

Compare Health Savings Accounts and Flexible Spending Accounts.

3

Protect: Life Insurance

Calculate how much life insurance coverage you need.

HSA vs FSA: Which Is Right for You?

A Health Savings Account (HSA) offers a triple tax advantage: contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free. An FSA is similar but has a "use it or lose it" rule. Use our HSA vs FSA Calculator to compare based on your health plan and expected medical expenses.

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Frequently Asked Questions

What is the difference between HSA and FSA?

HSA requires a high-deductible health plan (HDHP), rolls over annually, and is portable. FSA does not require HDHP, typically has a use-it-or-lose-it rule, and is tied to your employer. Use our calculator to see which saves you more.

How much do GLP-1 medications cost?

GLP-1 medications like Ozempic, Wegovy, and Mounjaro typically cost $900-1,300/month without insurance. Our GLP-1 Cost Calculator estimates your out-of-pocket cost based on your insurance plan, formulary tier, and available manufacturer savings cards.

Track your deductible
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