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Health & Medical Toolkit

Deductibles, HSA/FSA, GLP-1 costs, insurance, BMI, BMR & due date — manage your healthcare

9 free tools · 100% browser-based · Your data never leaves your device

Healthcare costs are one of the largest expenses for American families. This toolkit helps you track your deductible progress, compare HSA vs FSA tax-advantaged accounts, estimate GLP-1 medication costs (Ozempic, Wegovy, Mounjaro), calculate life insurance needs, and understand your own body metrics (BMI, BMR, due date) — all private and free.

Toolkit Handbook · Table of ContentsPage 1

The Workflow, Chapter by Chapter

Each phase of the Health & Medical workflow is a chapter in this handbook — the table of contents gives the shape of the route, and the fold-out plate lays every stop out in order.

Plate — the full route, one leaf per phaseunfolded · 4 leaves
Phase
Body: BMI, BMR & Due Date
Phase
Save: HSA vs FSA
7HSA & FSA Tax Savings Calculator
Self-employed?Freelancer Tax Calculator
Calculate how much life insurance coverage you need.Life Insurance Needs Calculator
Phase
Protect: Life Insurance
1

Track: Deductibles & Meds

Track your deductible progress and estimate GLP-1 medication costs.

2

Body: BMI, BMR & Due Date

Check your BMI, basal metabolic rate (calories), and pregnancy due date.

3

Save: HSA vs FSA

Compare Health Savings Accounts and Flexible Spending Accounts.

4

Protect: Life Insurance

Calculate how much life insurance coverage you need.

HSA vs FSA: Which Is Right for You?

A Health Savings Account (HSA) offers a triple tax advantage: contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free. An FSA is similar but has a "use it or lose it" rule. Use our HSA vs FSA Calculator to compare based on your health plan and expected medical expenses.

Related Guides

Frequently Asked Questions

What is the difference between HSA and FSA?

HSA requires a high-deductible health plan (HDHP), rolls over annually, and is portable. FSA does not require HDHP, typically has a use-it-or-lose-it rule, and is tied to your employer. Use our calculator to see which saves you more.

How much do GLP-1 medications cost?

GLP-1 medications like Ozempic, Wegovy, and Mounjaro typically cost $900-1,300/month without insurance. Our GLP-1 Cost Calculator estimates your out-of-pocket cost based on your insurance plan, formulary tier, and available manufacturer savings cards.

Track your deductible
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