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Personal Finance/College Savings (529) Calculator

College Savings (529) Calculator

Project future college costs, estimate your 529 plan growth, and find the monthly contribution you need.

529 PLAN3 school types529 growthCost projectionFunding gap
13 years until college
$
$
$91,963projected savings at college
48% funded
📊 Projection Summary
Future Annual Cost$47,455
Total 4-Year Cost$189,818
Current Savings Growth$21,329
Contributions Growth$70,634
Total Projected Savings$91,963
⚠️ Shortfall$97,855
💡 To Fully Fund College
Increase your monthly contribution to $716/mo to cover the full cost.
That's $416 more than your current contribution.
Funding Progress48%
Data Source & Legal Disclaimer
Effective: 2025-2026 academic yearLast updated: 6 months agoUpdate: Annual
Sources: College Board — Trends in College Pricing

College costs based on 2025-2026 averages: Public in-state ~$28.5K, out-of-state ~$47K, private ~$62.5K per year. Assumes 4% annual cost growth. Investment returns are not guaranteed.

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